WP X5: CAN get graphics to "stick"

In case anyone else has this problem (-:

After I dragged and was ready to drop, I had a choice of: "insert here,"  "append at end,"  "insert here as image on disk,"  "link," and  "embed."

To make the graphic stick to the place to which you drag it, you must select "insert here."   I'm too embarrassed to tell the option I had been selecting.